@import url('https://fonts.googleapis.com/css2?family=Overpass:wght@100;200;300;400;500;600;700;800;900&display=swap');

/* ===========================
   APPLETREECASH — EXACT STYLES
   =========================== */

:root {
  --pink: #f2008d;
  --pink-bright: #ff007f;
  --pink-dark: #c30061;
  --pink-deep: #860138;
  --black: #000000;
  --dark: #111111;
  --dark2: #1c1919;
  --card-bg: #212121;
  --white: #ffffff;
  --text-gray: #cccccc;
  --border-pink: 1px solid #f2008d;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Overpass', sans-serif;
  background-color: var(--black);
  color: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; }

/* ---- HEADER / NAV ---- */
.header-section {
  position: sticky;
  top: 0;
  z-index: 9999;
  background-color: var(--black);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px 20px;
  border-bottom: 1px solid #222;
  gap: 10px;
}
.logo-wrap {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-shrink: 0;
}
.site-logo {
  color: var(--pink);
  font-size: 1.25rem;
  font-weight: 800;
  text-decoration: none;
  letter-spacing: -0.5px;
  white-space: nowrap;
}
.logo-img {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  object-fit: cover;
}
.header-nav {
  display: flex;
  align-items: center;
  gap: 2px;
  flex-wrap: nowrap;
  flex: 1;
  justify-content: center;
}
.nav-btn {
  color: var(--white);
  font-family: 'Overpass', sans-serif;
  font-size: 0.75rem;
  font-weight: 500;
  padding: 6px 9px;
  border-radius: 6px;
  border: 1px solid #333;
  background: transparent;
  text-decoration: none;
  transition: all 0.2s;
  cursor: pointer;
  white-space: nowrap;
  display: inline-block;
}
.nav-btn:hover { border-color: var(--pink); color: var(--pink); }
.nav-btn.active { color: var(--pink); border-color: var(--pink); }
.nav-btn.apply {
  background-color: var(--pink);
  color: white;
  border-color: var(--pink);
  font-weight: 700;
}
.nav-btn.apply:hover { background-color: var(--pink-dark); }
.nav-right { display: flex; align-items: center; gap: 4px; flex-shrink: 0; }

/* Hamburger */
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; padding: 4px; }
.hamburger span { display: block; width: 26px; height: 2px; background: var(--white); border-radius: 2px; transition: 0.3s; }
.mobile-nav { display: none; flex-direction: column; background: #0a0a0a; padding: 12px 24px 20px; gap: 4px; border-bottom: 1px solid #222; }
.mobile-nav.open { display: flex; }
.mobile-nav .nav-btn { width: 100%; text-align: center; }

/* ---- HERO ---- */
.hero {
  position: relative;
  min-height: 85vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  overflow: hidden;
  background: radial-gradient(ellipse at center, #2a0015 0%, #0a0008 60%, #000 100%);
  padding: 80px 24px 60px;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 60% 50%, rgba(194,0,97,0.15) 0%, transparent 65%);
  pointer-events: none;
}
.hero-content { position: relative; z-index: 2; max-width: 900px; margin: 0 auto; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(242,0,141,0.15);
  border: 1px solid rgba(242,0,141,0.4);
  color: rgba(255,255,255,0.9);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 28px;
  letter-spacing: 0.02em;
}
.hero h1 {
  font-size: clamp(2.4rem, 6vw, 4rem);
  font-weight: 900;
  line-height: 1.1;
  color: var(--white);
  margin-bottom: 20px;
}
.hero h1 .pink { color: var(--pink); }
.hero .subtitle {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 36px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}
.hero .subtitle strong { color: var(--white); font-weight: 700; }
.hero-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 36px;
}
.btn-pink {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background-color: var(--pink);
  color: white;
  padding: 14px 30px;
  border-radius: 8px;
  font-family: 'Overpass', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  border: none;
  text-decoration: none;
  transition: background 0.2s, transform 0.2s;
}
.btn-pink:hover { background-color: var(--pink-dark); transform: translateY(-2px); }
.btn-outline-white {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: white;
  padding: 13px 28px;
  border-radius: 8px;
  font-family: 'Overpass', sans-serif;
  font-size: 1rem;
  font-weight: 600;
  border: 1.5px solid rgba(255,255,255,0.5);
  text-decoration: none;
  transition: border-color 0.2s, transform 0.2s;
}
.btn-outline-white:hover { border-color: var(--pink); color: var(--pink); transform: translateY(-2px); }
.hero-checks {
  display: flex;
  justify-content: center;
  gap: 28px;
  flex-wrap: wrap;
  margin-bottom: 32px;
}
.hero-check {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.85);
}
.check-icon {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: 1.5px solid var(--pink);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--pink);
  font-size: 0.65rem;
  flex-shrink: 0;
}
.trustpilot-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  color: rgba(255,255,255,0.7);
  font-size: 0.85rem;
}

/* ---- SECTIONS ---- */
.section {
  padding: 70px 24px;
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.section.show { opacity: 1; transform: translateY(0); }
.pink-section { background-color: var(--black); }
.dark-section { background-color: #0d0d0d; }
.inner-section {
  max-width: 1100px;
  margin: 0 auto;
}
.section-heading, .align-center {
  text-align: center;
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 12px;
}
.section-sub {
  text-align: center;
  color: var(--text-gray);
  font-size: 1rem;
  margin-bottom: 48px;
  max-width: 580px;
  margin-left: auto;
  margin-right: auto;
}

/* ---- FEATURE CARDS (Why Choose) ---- */
.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 40px;
}
.feature-card {
  background: #161616;
  border: 1px solid #2a2a2a;
  border-radius: 12px;
  padding: 28px 22px;
  transition: border-color 0.2s, transform 0.2s;
}
.feature-card:hover { border-color: var(--pink); transform: translateY(-4px); }
.feature-icon {
  width: 46px;
  height: 46px;
  background: var(--pink);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  color: white;
}
.feature-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--pink);
  margin-bottom: 8px;
}
.feature-card p { font-size: 0.88rem; color: var(--text-gray); line-height: 1.6; }

/* ---- STEPS (How It Works) ---- */
.steps-container {
  display: flex;
  justify-content: space-around;
  flex-wrap: wrap;
  gap: 40px;
  margin-top: 50px;
}
.step {
  border: 1px solid var(--pink);
  border-radius: 10px;
  padding: 28px 20px 20px;
  text-align: center;
  width: 200px;
  background: var(--white);
  position: relative;
  padding-top: 40px;
  transition: transform 0.2s;
}
.step:hover { transform: translateY(-5px); }
.circle {
  width: 50px;
  height: 50px;
  background: var(--pink-dark);
  color: white;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.3rem;
  position: absolute;
  top: -25px;
  left: calc(50% - 25px);
}
.step h3 { color: var(--pink); margin: 10px 0 8px; font-size: 1rem; font-weight: 700; }
.step p { font-size: 0.9rem; color: #000; line-height: 1.5; }

/* ---- REQUIREMENTS CARDS ---- */
.requirements {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
  margin-top: 40px;
}
.requirement-card {
  background: var(--white);
  border: 1px solid var(--pink);
  border-radius: 10px;
  padding: 24px;
  text-align: center;
  transition: transform 0.2s;
}
.requirement-card:hover { transform: translateY(-5px); }
.requirement-card h3 { color: var(--pink); font-size: 0.95rem; font-weight: 700; margin-bottom: 10px; text-transform: uppercase; }
.requirement-card p { color: #000; font-size: 0.9rem; line-height: 1.6; }
.req-icon { font-size: 2.5rem; margin-bottom: 12px; }

/* ---- COMPLIANCE ---- */
.compliance-content { display: flex; gap: 30px; align-items: flex-start; flex-wrap: wrap; }
.compliance-card { display: flex; gap: 14px; margin-bottom: 20px; }
.number {
  background: var(--pink-deep);
  color: white;
  padding: 4px 14px;
  border-radius: 8px;
  border: 1px solid #971b55;
  font-size: 1.2rem;
  font-weight: 800;
  flex-shrink: 0;
  height: fit-content;
}
.compliance-card h3 { color: var(--white); font-size: 1rem; font-weight: 700; margin-bottom: 4px; }
.compliance-card p { color: var(--text-gray); font-size: 0.9rem; }
.loan-info-box {
  background: #212121;
  border-radius: 10px;
  padding: 24px;
  margin-top: 24px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.8);
  line-height: 1.8;
}
.loan-info-box .label { color: var(--pink); font-weight: 700; }
.licences { display: flex; gap: 20px; margin-top: 16px; flex-wrap: wrap; }
.licences a {
  color: var(--pink);
  border: 1px solid var(--pink);
  padding: 6px 16px;
  border-radius: 6px;
  font-size: 0.85rem;
  font-weight: 600;
  transition: background 0.2s;
}
.licences a:hover { background: var(--pink); color: white; }

/* ---- POLICY CARDS ---- */
.policy-cards { display: flex; gap: 20px; flex-wrap: wrap; justify-content: center; margin-top: 36px; }
.policy-card {
  background: #161616;
  border: 1px solid #2a2a2a;
  border-radius: 10px;
  padding: 24px;
  min-width: 220px;
  flex: 1;
  max-width: 320px;
  transition: border-color 0.2s;
}
.policy-card:hover { border-color: var(--pink); }
.policy-card h3 { color: var(--pink); font-size: 1rem; margin-bottom: 8px; }
.policy-card p { color: var(--text-gray); font-size: 0.9rem; }

/* ---- BANK FORMATS ---- */
.bank-cards { display: flex; flex-wrap: wrap; gap: 32px; margin-top: 36px; }
.bank-card {
  background: #161616;
  border: 1px solid #2a2a2a;
  border-radius: 10px;
  padding: 24px;
  flex: 1;
  min-width: 280px;
  transition: border-color 0.2s;
}
.bank-card:hover { border-color: var(--pink); }
.bank-card h3 { color: var(--pink); font-size: 1.05rem; font-weight: 700; margin-bottom: 8px; }
.bank-card p { color: var(--text-gray); font-size: 0.9rem; margin-bottom: 16px; }
.bank-card img { border-radius: 6px; max-width: 100%; }
.bank-images-container { display: flex; gap: 10px; flex-wrap: wrap; }

/* ---- FAQS ---- */
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-cat { color: var(--pink); font-size: 1.1rem; font-weight: 800; margin: 32px 0 12px; text-transform: uppercase; letter-spacing: 0.05em; }
.faq-item { border: 1px solid #2a2a2a; border-radius: 10px; margin-bottom: 10px; overflow: hidden; transition: border-color 0.2s; }
.faq-item:hover { border-color: var(--pink); }
.faq-q {
  padding: 18px 22px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--white);
  background: #111;
  gap: 14px;
  user-select: none;
}
.faq-icon {
  width: 24px; height: 24px;
  border-radius: 50%;
  background: rgba(242,0,141,0.15);
  border: 1px solid var(--pink);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--pink);
  font-size: 1rem;
  flex-shrink: 0;
  transition: transform 0.25s;
}
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 22px 18px; font-size: 0.91rem; color: var(--text-gray); line-height: 1.72; }
.faq-item.open .faq-a { display: block; }
.faq-item.open { border-color: var(--pink); }

/* ---- CONTACT ---- */
.contacts-cards { display: flex; gap: 24px; justify-content: center; flex-wrap: wrap; margin-top: 36px; }
.contact-card {
  background: #161616;
  border: 1px solid #2a2a2a;
  border-radius: 10px;
  padding: 28px 36px;
  text-align: center;
  flex: 1;
  min-width: 180px;
  max-width: 260px;
  transition: border-color 0.2s;
}
.contact-card:hover { border-color: var(--pink); }
.contact-card h3 { color: var(--pink); font-size: 1rem; font-weight: 700; margin-bottom: 8px; }
.contact-card p, .contact-card a { color: var(--text-gray); font-size: 0.92rem; }
.contact-card a:hover { color: var(--pink); }

/* ---- CONTACT FORM ---- */
.contact-form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; max-width: 960px; margin: 0 auto; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: 0.85rem; font-weight: 600; margin-bottom: 5px; color: rgba(255,255,255,0.7); }
.form-group input, .form-group textarea, .form-group select {
  width: 100%;
  padding: 11px 14px;
  background: #161616;
  border: 1px solid #333;
  border-radius: 8px;
  font-family: 'Overpass', sans-serif;
  font-size: 0.93rem;
  color: white;
  outline: none;
  transition: border-color 0.2s;
}
.form-group input:focus, .form-group textarea:focus { border-color: var(--pink); }
.form-group textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

/* ---- ABOUT ---- */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.about-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.stat-card { background: #161616; border: 1px solid #2a2a2a; border-radius: 10px; padding: 22px; text-align: center; }
.stat-num { font-size: 2rem; font-weight: 900; color: var(--pink); font-family: 'Overpass', sans-serif; }
.stat-label { font-size: 0.82rem; color: var(--text-gray); margin-top: 4px; }

/* ---- PAGE HERO (inner pages) ---- */
.page-hero {
  background: radial-gradient(ellipse at center, #2a0015 0%, #0a0008 70%, #000 100%);
  padding: 60px 24px 50px;
  text-align: center;
  border-bottom: 1px solid #1a1a1a;
}
.page-hero .badge {
  display: inline-block;
  background: rgba(242,0,141,0.15);
  border: 1px solid rgba(242,0,141,0.4);
  color: rgba(255,255,255,0.9);
  padding: 5px 14px;
  border-radius: 50px;
  font-size: 0.78rem;
  font-weight: 600;
  margin-bottom: 16px;
}
.page-hero h1 { color: var(--white); font-size: clamp(1.8rem, 4vw, 2.8rem); font-weight: 900; margin-bottom: 10px; }
.page-hero p { color: rgba(255,255,255,0.75); font-size: 1rem; max-width: 540px; margin: 0 auto; }

/* ---- FOOTER ---- */
.site-footer {
  background: #050505;
  border-top: 1px solid #1a1a1a;
  padding: 48px 40px 0;
  text-align: center;
}
.footer-service h2 { color: var(--pink); font-size: 1.8rem; font-weight: 800; margin-bottom: 20px; }
.footer-links {
  list-style: none;
  display: flex;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
  padding: 0;
  margin-bottom: 36px;
}
.footer-links a { color: rgba(255,255,255,0.7); font-size: 0.9rem; transition: color 0.2s; }
.footer-links a:hover { color: var(--pink); }
.footer-bottom {
  border-top: 1px solid #1a1a1a;
  padding: 20px 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
  align-items: center;
}
.footer-bottom a, .footer-bottom p { color: rgba(255,255,255,0.45); font-size: 0.82rem; }
.footer-bottom a:hover { color: var(--pink); }
.contact-footer {
  display: flex;
  justify-content: center;
  gap: 36px;
  padding: 20px 0;
  flex-wrap: wrap;
}
.contact-footer p, .contact-footer a { color: rgba(255,255,255,0.7); font-size: 0.9rem; }
.contact-footer a:hover { color: var(--pink); }

/* ---- BLOG ---- */
.blog-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; margin-top: 36px; }
.blog-card { background: #161616; border: 1px solid #2a2a2a; border-radius: 10px; padding: 24px; transition: border-color 0.2s, transform 0.2s; }
.blog-card:hover { border-color: var(--pink); transform: translateY(-4px); }
.blog-tag { display: inline-block; background: rgba(242,0,141,0.15); color: var(--pink); padding: 3px 10px; border-radius: 50px; font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 12px; }
.blog-card h3 { color: var(--white); font-size: 1rem; font-weight: 700; margin-bottom: 8px; line-height: 1.4; }
.blog-card p { color: var(--text-gray); font-size: 0.88rem; line-height: 1.6; margin-bottom: 14px; }
.blog-card .read-more { color: var(--pink); font-size: 0.85rem; font-weight: 600; }

/* ---- CTA BAND ---- */
.cta-band {
  background: radial-gradient(ellipse at center, #2a0015 0%, #0d0d0d 70%);
  padding: 70px 24px;
  text-align: center;
  border-top: 1px solid #1a1a1a;
  border-bottom: 1px solid #1a1a1a;
}
.cta-band h2 { color: var(--white); font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 900; margin-bottom: 10px; }
.cta-band p { color: rgba(255,255,255,0.75); margin-bottom: 28px; font-size: 1rem; }

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) { .features-grid { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 768px) {
  .header-section { padding: 10px 20px; }
  .header-nav, .nav-right { display: none; }
  .hamburger { display: flex; }
  .section { padding: 48px 20px; }
  .steps-container { flex-direction: column; align-items: center; }
  .step { width: 85%; margin-bottom: 40px; }
  .features-grid { grid-template-columns: 1fr; }
  .about-grid, .contact-form-grid { grid-template-columns: 1fr; }
  .about-stats { grid-template-columns: 1fr 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .compliance-content { flex-direction: column; }
  .form-row { grid-template-columns: 1fr; }
  .footer-links { gap: 12px; }
  .contact-footer { flex-direction: column; gap: 8px; text-align: center; }
  .hero-btns { flex-direction: column; align-items: center; }
  .hero-checks { flex-direction: column; align-items: center; gap: 12px; }
}
@media (max-width: 480px) {
  .requirements { grid-template-columns: 1fr; }
  .about-stats { grid-template-columns: 1fr; }
}