Need fast cash in Kingston? Apply online with AppleTree Cash in 5 minutes. No credit check, no branch visit. Get approved and receive funds via Interac E-Transfer the same day — 7 days a week.
Kingston sits on Lake Ontario at the head of the St. Lawrence River, roughly midway along the 401 corridor between Toronto, Ottawa, and Montreal. With Queen's University, CFB Kingston, and a large healthcare sector all based here, a lot of residents work on academic-year, military, or hospital shift schedules rather than a standard nine-to-five.
That's part of why our application stays open every day of the week — whether you're near the historic downtown and Fort Henry or out toward the west-end suburbs, you can apply, get approved, and receive funds without working around a branch's hours.
Complete our 5-minute application from anywhere in Kingston. Upload your 90-day bank statement — that's all we need.
Most Kingston applicants receive a decision within 5 minutes. We look at income and banking history — not credit score.
Sign your agreement online and receive your funds via Interac E-Transfer within 20 minutes — 7 days a week.
Must be 18+ and a Canadian citizen or permanent resident living in Ontario.
Employment, CPP, OAS, EI, ODSP, child tax, or government benefits of at least $400/pay period.
A Canadian chequing account active for at least 90 days with direct deposit history.
We don't perform hard credit checks. Bad credit or no credit history is not a barrier to approval.
Licensed under the Payday Loans Act, 2008 and regulated by FSRA. Fully compliant with all Ontario borrower protections.
Funds sent via Interac E-Transfer within 20 minutes of signing your agreement — including weekends.
Your personal and financial information is fully encrypted and never shared or sold to third parties.
$14 per $100 borrowed. No hidden charges, no application fees, no prepayment penalties.
Regulated maximum cost in Ontario. No hidden fees, ever.
Loans up to 62 days. No rollovers or extensions permitted by law.
On the representative $500 / 62-day loan, cost of borrowing is $70, total repayment $570.
Cost of Borrowing