Need cash fast in Ontario? AppleTree Cash approves most applications within 5 minutes and sends your funds via Interac E-Transfer in 20 minutes. Available 7 days a week.
Complete our 5-minute application at any time. Upload your 90-day bank statement and we'll do the rest.
Most applicants receive a decision within 5 minutes. We assess your income and banking history — not your credit score.
Once you sign your loan agreement, funds are sent via Interac E-Transfer within 20 minutes — 7 days a week.
Fill out our simple online form. Upload your 90-day bank statement. Takes about 5 minutes total.
Most applications are reviewed and approved within 5 minutes during business hours.
Review and e-sign your loan agreement online. No printing, no faxing, no branch visit.
Funds arrive in your account via Interac E-Transfer within 20 minutes of signing.
Must be 18+ and a Canadian citizen or permanent resident living in Ontario or Saskatchewan.
Employment, CPP, OAS, EI, ODSP, child tax, or other government benefits of at least $400/pay period.
A Canadian chequing account that's been active for at least 90 days with direct deposit history.
A valid email address and Canadian phone number to receive your approval and loan agreement.
We do not perform hard credit checks. Bad credit, no credit, or previous debt is not a barrier.
Maintain at least $200 in your account on your next payday to ensure smooth repayment.
Regulated maximum cost in Ontario and Saskatchewan. No hidden fees, ever.
Loans up to 62 days. No rollovers or extensions permitted by law.
On the representative $500 / 62-day loan, cost of borrowing is $70, total repayment $570.
Cost of Borrowing